Fintech Software Company.
Taking Paper Out Of Checks.

Fintech Software Processing Surecare

Services is a Fintech software company, that takes the paper out of checks. We are designed to complete the cycle for RDC checks on behalf of our customers, typically Business, Financial Services, Banks and Insurance Companies.

What We Do

Our specialty is converting image captured checks, to “image cash letter format” from our Clients to their Banks. We are the technology bridging the Clients and Financial Intuitions’, while offering easy readable reporting.

Surecare will integrate with our customers and their Banks for quick seamless solution.

Surecare also ensures KYC and AML compliance in addition to fraud filters and verification checks on all transactions.

We have Bank relationships and Bank accounts for the check cashing industry. The Banks are fully integrated into our check 21 processing solutions.

Treasury Cash Management

Daily cash delivery to Financial Service Businesses. Currently operating in California, Nevada and Arizona.

Financial Services

Complete Check clearing solutions for Financial Service Businesses.

PIN-Based Debit Card Processing

Our PIN-Based Debit Solution is tailored for check cashing and installment loan locations.

PIN-LESS Debit Card Processing

A PIN-LESS Debit transaction allows cardholders to access funds on debit cards without physically being present to enter PIN numbers. Our Virtual Terminal allows merchants to process card not present transactions 24 hours a day.

Our Team


Behind every great product is
a great team! Our highly-skilled and product familiar staff will be with you to
build, expand and improve your MSB business.

 

Feature Product


 

Surecare provides remote check processing solutions to Institutional Banks, Financial Institutions’, Manufacturers and Service Providers. This service provides our clients with superior and faster clearing services for all Checks and Money Orders drawn on U.S. Banks in U.S Dollars. With Surecare, the clearing of U.S. dollar business and consumer checks are no longer dependent on traditional expensive and time consuming physical transportation systems.

 

Surecare
provides remote check processing solutions to Institutional Banks,
Financial Institutions’, Manufacturers and Service Providers. This
service provides our clients with superior and faster clearing services
for all Checks and Money Orders drawn on U.S. Banks in U.S Dollars. With
Surecare, the clearing of U.S. dollar business and consumer checks are
no longer dependent on traditional expensive and time consuming physical
transportation systems.

Our remote check processing solution is a check imaging system that utilizes Check 21 clearing technologies. Surecare also provides conversion of checks into electronic transactions for clearing with the ACH network. Both systems provide faster settlement, greater funds availability, accelerated notice of insufficient funds and/or other returns. Furthermore, the systems can be deployed in a centralized or distributed environment.
We provide
an easy to use system for corporate locations that allow each location
to enter the checks electronically into the Surecare system via a
scanner and our proprietary software automatically facilitates the check
presentment process to their Bank.


Our remote
check services uses the same traditional back-end clearing process as
physical checks, with the exception that our system allows our customers
to present the checks in an electronic format directly to a U.S. Bank
for further clearing with the U.S. Federal Reserve. This back office
function will speed up the clearing process from weeks to a day and
eliminate trips to the Bank to make deposits, thus saving companies
valuable time and money. Our Software is agnostic and can be adapted to
any Bank or Manufacturer issued check scanners. As part of Surecare
services offered, we screen checks through several filters for Fraud,
OFAC, POP, criminal enterprise and our own negative data base.

 

 

Conversion Technology

ACH

Expand your payment options with ACH (Automated Clearing House), for US-based payments. Our platform can handle scheduled and on-demand payments, seamlessly integrating with your day-to-day financial operations. We help you develop and manage the lifecycle of payments as needed.

  • Collect payments easily from checking accounts in the US
  • Mitigate risks to your business with fraud reduction tools
  • Keep better track of transactions

eCheque

eCheck will help you collect bank account payments efficiently from customers, and deposit funds to your bank account quickly and efficiently. E-cheques are a solid alternative to collecting physical cheques from your customers. Our platform manages the payment lifecycle for you in order to simplify day-to-day operations.

  • Diversify your payment methods
  • Keep better track of each transaction
  • Save time and resources

Check 21

  • Our high volume clients capture check data (MICR) and images using our high-speed check capture systems
  • The file is then sent to our AML and Anti Fraud filters
  • Surecare Services then process and balance the check images for deposit into an Electronic Check Deposit file, using an industry-standard ANSI X9.37 format to each Bank as per their Bank specific data requirements
  • We then transmit the Electronic Check Deposit file, via Secure File Transfer (SFTP), directly the Bank for settlement
  • The Banks verifies the image quality and information contained within the Electronic Check Deposit file, then clears each item as either an ‘On-Us’ Bank item, an Image Exchange item or as a Substitute Check
  • As an additional clearing option, some clients may choose to indicate eligible items within the Electronic Check Deposit file for conversion into ACH (ARC) transactions
  • Funds are then settled back to our Customers

Contact Us